En países con alta inflación, las redes P2P pueden ser una alternativa atractiva a los servicios financieros tradicionales. Estas redes permiten a los usuarios enviar y recibir pagos de forma rápida, económica y sin la necesidad de intermediarios como bancos o compañías de remesas.

Inflation is one of the biggest challenges that migrants face in transit countries. Often, migrants fall victim to scams or are unable to obtain a fair exchange rate due to their legal status in the transit country. However, using P2P networks can help migrants convert their money into local currency and back into hard currencies with better exchange opportunities.

Cases such as Cuba, Venezuela, Ukraine, Zimbabwe, Lebanon, among others, top the lists of countries with the highest inflation rates worldwide (see Steve Hanke's list), economic analyst). In these places the citizens themselves use alternatives to the official market rates and international companies and banks, the informal market or free market is growing, which not only operates with fiat money but also incorporates Bitcoin and other cryptocurrencies as a store of value. However, the methods used to make person-to-person (P2P) exchanges lack the technological infrastructure to make the process fast and more importantly: free of scams.